User-agent: *
Disallow: /themes/
Disallow: /javascripts/
Disallow: /ref.php

User-agent: Yandex 
Disallow: /themes/
Disallow: /javascripts/
Disallow: /ref.php
Host: balnp.ru

User-agent: *
Crawl-delay: 10

User-agent: msnbot
Disallow: /